#realestateagent Archives | HeidiMoves.com

What Is the Strongest Tailwind to Today’s Recovering Economy?

Buyers, First Time Home Buyers, For Sale By Owner (FSBO), Forbearance, foreclosures, Housing Market Updates, Real Estate Market / By Heidi Tallos

Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and February activity in over a decade. Then came the announcement on March 11, 2020, from the World Health Organization declaring COVID-19 a worldwide pandemic. Two days later, […]

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What Is the #1 Financial Benefit of Homeownership?

Buyers, First Time Home Buyers, Housing Market Updates, Mortgage, Real Estate Market / By Heidi Tallos

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and

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What Are the Benefits of a 20% Down Payment?

Buyers, First Time Home Buyers, Housing Market Updates, Mortgage, Real Estate Market / By Heidi Tallos

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for qualified buyers who don’t want to put

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Where Have All the Houses Gone?

Buyers, First Time Home Buyers, For Sale By Owner (FSBO), Mortgage, Real Estate Market, Sell My Home, Selling Your Home / By Heidi Tallos

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgage

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3 Ways You’ll Win When You Buy a Home This Year

First Time Home Buyers / By Heidi Tallos

There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of your own can give you a greater sense of security and accomplishment in a time that’s largely uncertain. If you’re a

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Millennials: Is It Time to Buy a Bigger Home?

Buyers, First Time Home Buyers, Real Estate Market / By Heidi Tallos

In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own households and invest in real estate. If you’re like many millennials who are spending

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Why Owning a Home Is a Powerful Financial Decision

Buyers, First Time Home Buyers, Housing Market Updates, Mortgage, Real Estate Market / By Heidi Tallos

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits

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Do I Really Need a 20% Down Payment to Buy a Home?

Buyers, First Time Home Buyers, Housing Market Updates, Mortgage, Real Estate Market / By Heidi Tallos

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to

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Want to Build Wealth? Buy a Home This Year.

Buyers, First Time Home Buyers, Housing Market Updates, Housing Market Updates, Real Estate Market / By Heidi Tallos

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these

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Turn to a Real Estate Expert for the Best Advice, Not Perfect Advice

Buyers, First Time Home Buyers, For Sale By Owner (FSBO), Housing Market Updates, Housing Market Updates, Plano, Real Estate Market, Sell My Home, Selling Your Home / By Heidi Tallos

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to go. It’s at times like

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